ORCA Pay

Micro-Payment Solutions

Does the world of micropayments bring you major headaches? Stop paying the difference, start increasing revenue, and choose ORCA as your seamless and comprehensive micropayment provider.

Introducing ORCA Pay

Universal ID

Mobile Number. The stickiest form of identification.

Stored Value System

Users load money and are able to purchase an item without leaving your site.

Branded Solution

Your brand name maintains ownership of both virtual currency and payment data.

ORCA Pay Offers More...

ORCA Pay allows you to create an alternate payment option, completely white-labeled by your brand.

The first of its kind, it offers the popular features of major “closed” platforms like iTunes, Amazon, PayPal, Google Checkout and CCBill - without all the site-jumping.

And More:

Universal ID - One number. Limitless possibilities.
Fraud Protection - Completely safe & secure. We manage your merchant agreements with major credit cards, so you don’t have to.
Partners - ORCA is backed by some of the biggest and best names in the secure transaction business.

The Full Story

ORCA Pay is an online payment processing service aimed at providing digital media companies with the functionality to accept online purchases using their own brands. Visitors to a specific website store their credit card, debit card, or bank account information in a payment account brand of the website itself, so that users can purchase digital books, music, avatars, or virtual gifts at the click of a button.

ORCA Pay differs from major competitors First Data, PayPal, PaymentOne, and others in that ORCA allows digital media companies to have full control of the “look & feel” of the transactions process. ORCA Pay is an open-API software platform, allowing developers to integrate ORCA seamlessly into third party applications.

Unlike larger competitors, ORCA enables digital media websites to create a payment account and purchase an item seamlessly within the experience on the site instead of having to use shopping cart software or redirecting to another web page of a digital payments company such as PayPal, Moneybookers, or Google Checkout.

The ORCA Platform (Optimized Real-Time Currency Application) will manage all transactions, and points distribution. Payments are streamlined and simplified to improve conversions. We have built a full end to end transaction processing PLATFORM, not just a “wrapper” around a credit card or other form of payment. Ownership of the engine and our experience in and relationships with the banking community create differentiation in the following areas:

Security

Regulatory requirements, fraud detection, and exception handling are ignored by others to a perilous extent. As the industry matures these weaknesses will be exposed. Our founders have lived in this world and created a technology with product parameters that contain the threat (e.g., number of transactions per period allowed, upper value limit of each transaction, daily spending limit, need for transaction to emanate from a physical device (identifiable phone or browser), PIN/Password reqs, etc.

Seamless Experience

We manage transactions without departure from the social media experience itself. The ORCA Platform is a one-click process that puts an end to jumping between sites, multiple logins, and other experience killers. A solid universal ID.

Open API

We provide social media with unparalleled flexibility on how to enable and structure transactions and we bring continuity to a slow, fragmented, and disjointed process for merchant acquisition and subscriber enrollment.